Maxxelli
10/9/2023, 6:32:59 AM

Alipay Now Available for use by Tourists in Mainland China

Monst

Adam McWhirter

CEO at Maxxelli

Anyone who has spent any time in China will know the importance of Alipay. With over 870 million active users as of 2018 and 100 million transactions made daily, Alipay is the most widely used third-party online payment service provider in China and is integral to daily life.

763c3f32-aaf2-49a9-ab4b-9f610169fcd0.jpeg.1200.800.jpg 105 KB


What is Alipay?
Established in 2004 in Hangzhou by Alibaba founder and Chinese business magnate Jack Ma, Alipay today operates alongside more than 65 financial institutions, including Visa and Mastercard, to enable payment services to both huge multinational corporations such as Taobao, as well as more than 460,000 online and local Chinese businesses. The platform works on smartphones via the Alipay Wallet app, whereby users can scan QR codes and enable in-store payments, in addition to a range of services including peer-to-peer money transfer, bank account management, the paying of credit card bills, prepaid mobile top up, food ordering and taxi booking. In fact, just about any payment - from buying movie tickets to paying utility bills - can be conducted via the app, making it an indispensable tool for anyone visiting or living in China.

5d01de95a3103dbf57a462e9.jpeg 57.3 KB


Currently, Alipay is used by over 300 merchants worldwide to sell directly to consumers in China, and is available in 18 foreign currencies, demonstrating its expansive reach and influence. In 2013 Alipay took over Paypal as the world’s largest mobile payment platform and continues to grow year on year.
 
New Functions for Overseas Visitors  
Up until recently, Alipay could typically only be accessed using a Chinese bank account and phone number, making it difficult for those visiting for a short amount of time to use the app. Previously, those wishing to use Alipay without access to a Chinese bank account would require someone with a bank account to top up their account, and then pay them back - frequently in cash - a largely inconvenient and clumsy process.
As of 5th November 2019, however, Alibaba-affiliated Ant Financial (formerly Alipay) announced that travellers in China would also be able to use Alipay’s services via an international version of the app. Given they have an overseas phone number, a valid visa and a bank card, users from abroad can use the ‘Tour Pass’ mini-app on Alipay to load money on to their account and use the app in the regular way. Users then scan or show their QR code at Alipay enabled stores, providing a solution to the all too common problem of how to pay for products and services when visiting China.
With Alipay and WeChat pay having largely replaced the use of plastic cards and cash across China, this move to allow those from abroad use of the app aims to tap into the growing number of short-term visitors to China. With 2018 seeing an influx of 31 million visitors to the country, contributing a total spend of $73 billion, there’s clearly a vast market to be explored when it comes to overseas travellers - whether visiting for work or tourism.
 
There are a couple of restrictions when it comes to using Alipay’s new ‘Tour Pass’, however. For example, there is a minimum top up amount of 100RMB ($14) and a maximum of 2000RMB ($285), and the card is only valid for 90 days, after which any remaining funds are refunded. These restrictions seem somewhat minor in comparison to the vast benefits offered by this new service.
 
How to use it?
Step 1 – Download Alipay and sign up with your overseas phone number
Step 2 – Select the Alipay International Version and Tap ‘Tour Pass’
Step 3 – Select the amount you want to load
Step 4 – Verify your identity and add your bank card information
Step 5 – Once you’ve loaded the money, you’re good to go. Scan or show your QR code to enable payments.
 
Response from Competitors
In response to this recent development, it is expected that Alipay’s rivals WeChat Pay and UnionPay will also look to opening up their services to visitors from overseas in the near future. On 6th November, just a day after Alipay’s announcement, Visa put out a statement in support of Tenecet (the developer of WeChat), announcing that ‘[they are] excited to work with Tencent, one of China’s leading fintech companies, on a secure, convenient and interoperable mobile payment experience that will benefit the large number of international travelers visiting China.’ Clearly, this demonstrates a movement by WeChat to rival the latest update from Alipay, but an actual time frame for events is yet to be revealed.
Monst
Adam McWhirter

CEO at Maxxelli

Joined Maxxelli in 2008. I am the current CEO and Managing Parnter supporting all operations in the APAC region. I am currently residing in Bangkok as we expand our operations to Thailand.

Latest articles

Interesting articles

blog
general
🇹🇭 Chatuchak Market: The Ultimate Expat Guide

Bangkok is a sensory overload in the best way possible. As a new expat, you're likely navigating a whirlwind of paperwork, new neighborhoods, and the thrilling challenge of turning a sterile condo into a home. Amidst the sleek, air-conditioned malls, there exists a solution that is infinitely more vibrant, affordable, and memorable: Chatuchak Weekend Market. More than just a tourist attraction, Chatuchak (or JJ Market) is a sprawling, bustling hub where you can find everything from a single decorative cushion to fully furnishing an entire apartment. This guide will help you navigate its maze like a pro and transform it into your one-stop shop for home essentials. ⏰ The Practicalities: Days & Times While famously a weekend market, parts of Chatuchak are open throughout the week. For the full, overwhelming, and complete experience, weekends are king. • Saturdays & Sundays: 9:00 AM - 6:00 PM 🕘 The entire market is open. This is when you'll have access to all 27 sections, including furniture, home decor, ceramics, and plants. Go early (before 11 AM) to beat the intense heat and the crowds of 200,000 fellow shoppers. • Wednesdays & Thursdays: 7:00 AM - 6:00 PM 🕖 Only the plant section is open. This is a perfect, quieter day to pick up tropical plants, orchids, and gardening accessories for your balcony without the weekend chaos. • Fridays: 6:00 PM - Midnight 🕡 This is wholesale night. While access is restricted, vendors often sell in bulk, making it a potential goldmine for serious bargain hunters looking to buy multiple items. 📜 A Market with a History: More Than Just Stalls Understanding Chatuchak's history makes visiting it even more remarkable. The market's origins date back to 1942 under a policy by Prime Minister Plaek Phibunsongkhram, who advocated for flea markets in every town to boost local trade. It moved around Bangkok several times before finding a permanent home in its current location in 1982. The iconic clock tower was built five years later to celebrate King Bhumibol Adulyadej's 60th birthday, and the market was officially renamed Chatuchak 711. From its humble beginnings, it has grown into a cultural institution and the world's largest weekend market. 📏 The Scale of It All: By The Numbers Wrapping your head around Chatuchak's size is key to preparing for your visit. The numbers are staggering: • 35 acres of shopping space • Over 15,000 stalls • 27 numbered sections categorized by product type • 200,000+ visitors every weekend It’s not just a market; it’s a small city dedicated to commerce. 🛋️ Furnishing Your Home: A Section-by-Section Guide This is the heart of the guide for any expat. Forget IKEA flatpacks; here you can find unique, often handcrafted items that will give your home authentic Thai character. Focus your efforts on these key sections: 1. Furniture & Home Decor (Sections 1, 3, 4, 7, 8): This is where you'll find the big-ticket items. Explore stalls selling beautiful handcrafted teakwood dining tables, sofas, artisan lampshades, woven rattan chairs, and antique furniture. Don't be afraid to ask vendors about custom orders or shipping options. • Expat Tip: For larger pieces, shipping is a common and affordable service. Stores like FastShipon the first floor of the nearby MIXT Chatuchak mall offer cargo services that are often cheaper than international carriers like DHL. 2. Ceramics (Sections 11, 13, 15, 17, 19, 25): Kitchens and dining tables come alive here. You can find everything from delicate hand-painted coffee mugs and colourful glazed tableware to large decorative vases and traditional Thai stoneware. It's an affordable way to build a beautiful, cohesive dinner set. 3. Handicrafts (Sections 8-11): Add personality and texture to your walls and shelves. Look for hand-woven textiles, traditional Thai souvenirs, intricate wood carvings, and baskets. These items add a layer of cultural authenticity that you can't find in a department store. 4. Plants & Gardening (Sections 3, 4): Transform your balcony into a green oasis. The plant section is a jungle of exotic plants, succulents, orchids, and all the pots and accessories you need. Visiting on a weekday (Wed/Thurs) for this is a much more peaceful experience. 5. Art & Galleries (Section 7): Blank walls are a blank canvas. Section 7 is dedicated to original paintings, prints, photographs, and contemporary artwork from local Thai artists. Find a piece that speaks to you—it will be a constant reminder of your adventure in Bangkok. 🧭 Expat Survival Guide: Navigating Like a Pro • Map It Out: Your first step upon arrival should be to find the large map in front of Gate 2. Take a photo of it! This will be your lifeline. Free paper maps are also available at information booths. • Cash is King: While some larger stalls accept cards, bring plenty of cash (Thai Baht) for smaller vendors and to facilitate bargaining. • Bargain Respectfully: Haggling is expected. Start by offering 20-30% less than the asking price and negotiate with a smile. Remember, the goal is a fair price, not an insultingly low one. • Dress for Success: Wear light, breathable clothing and the most comfortable shoes you own. You will be walking for hours. • Stay Hydrated: The heat is no joke. Buy large bottles of water or fresh coconut water from drink stalls frequently. • Take a Break: When it all gets too much, escape to MIXT Chatuchak, an air-conditioned mall right next to the market. It has clean restrooms, a food court, and even a Muslim prayer room. • Can't Carry It? Ship It! As mentioned, don't let the size of your purchases deter you. Shipping services are a normal part of the Chatuchak experience for expats and tourists alike. For any new expat, Chatuchak is more than a market; it's a rite of passage. It’s where you’ll learn to navigate the city, practice your bargaining skills, and ultimately, find those unique pieces that will make your Bangkok house feel truly like a home. Happy hunting

blog
general
🇨🇳 China EV Charing, 2025

Thinking of investing in an EV, here are some thing to know. China’s EV Dominance: By the Numbers  • 49% of new car sales are EVs (up from 36% in 2023), with 11 million EVs sold in 2024. • 14.4 million charging points nationwide (1 per 2.2 EVs), including 100,000 ultra-fast stations(800V+). • Subsidy surge: Over 4 million applicants for the 2025 trade-in scheme (RMB 20,000/~$2,730 per EV) . Must-Have Apps (No Mandarin Needed) • 充电 (EV Connect) Covers 90% of chargers, real-time pricing | Enable "English mode" in settings • NIO App 1,500+ battery-swap stations (3-min swaps) | Link to Alipay for auto-pay • Tesla Supercharger  Open to non-Teslas in 10+ cities | Use "Charge My Non-Tesla" filter  Subsidies Decoded  • National: • RMB 20,000 for trading in ICE cars (expanded to pre-2012 China 4 emission vehicles). • Free license plates in Shanghai/Shenzhen (bypass lotteries). • Local Perks: • Cities like Shenzhen offer extra RMB 4,000–5,000 for Huawei-powered EVs (e.g., HarmonyOS cars). • Corporate Fleets: Tax exemptions for company EVs (up to 8 years). Charging Etiquette & Survival Tips • Avoid "Charging Deserts": Rural areas lag in infrastructure—use Amap’s EV layer (高德地图). • Ultra-Fast Chargers: Don’t hog 1MW+ stations if <80% charged (prioritize long-distance drivers). • Home Charging: • Install a 7.4kW wallbox (requires property approval; hire bilingual contractors). • Solar pairing cuts grid reliance by 30% (e.g., Delta inverters). The Future: What Expats Should Watch • 2027 Targets: 58% of auto sales to be EVs, with solar-powered highway stations. • Tech Trends: Huawei’s autonomous driving tech (subsidized in 10+ cities) Don't hesitate to join the green license plate boom in China.  You don't need to be a automotive expert to see how many EVs are on the road, just count the green license plates.

blog
cici
2017 China International City Index

CICI 2017 Join us for a unique deep dive into all things China and discover the key factors that make a city truly international. We go beyond the standard financial metrics to explore the liveability of each city, providing a comprehensive understanding of what makes these urban centers thrive. Of course, our City Guides are regularly updated and can found here For the 2017 China International City Index, you can find it in the PDF below.  Zoom in, Zoom out, do your own deep dive into the report.  Be sure to reach out if you have any questions. Adam McWhirter - CEO & Managing Partner a.mcwhirter@maxxelli-consulting.com Jenny Li - Senior Consultant & Market Research j.li@maxxelli-consulting.com 2017 CICI Please Click Below ⬇️⬇️⬇️⬇️⬇️⬇️⬇️

blog
cici
2016 China International City Index

CICI 2016 Join us for a unique deep dive into all things China and discover the key factors that make a city truly international. We go beyond the standard financial metrics to explore the liveability of each city, providing a comprehensive understanding of what makes these urban centers thrive. Of course, our City Guides are regularly updated and can found here For the 2016 China International City Index, you can find it in the PDF below.  Zoom in, Zoom out, do your own deep dive into the report.  Be sure to reach out if you have any questions. Adam McWhirter - CEO & Managing Partner a.mcwhirter@maxxelli-consulting.com Jenny Li - Senior Consultant & Market Research j.li@maxxelli-consulting.com 2016 CICI Please Click Below ⬇️⬇️⬇️⬇️⬇️⬇️⬇️